Tuition & Financial Aid

Federal Financial Aid Updates

Updates & Announcements

One Big Beautiful Bill Act

The recently enacted One Big Beautiful Bill Act (OBBBA) introduces major changes to the Federal Student Loan Programs that are effective July 1, 2026 of the 2026-27 academic year. This bill is significant because it changes some rules related to the federal aid (Title IV) programs, such as new borrowing limits for Parent Plus Loans, reductions to Direct Loans based on enrollment and the elimination of Graduate Plus Loans.

How is the Parent Plus changing?

For new Parent PLUS borrowers who borrow their first Parent PLUS Loan on or after July 1, 2026, the annual borrowing limit is $20,000 per student from all Parent PLUS Loans received. If one parent borrows $20,000 in PLUS loan funds the student cannot receive addtional PLUS loans from another parent.
The lifetime borrowing limit is $65,000 per student.

How are Direct Loans changing?

Beginning July鈥�1,鈥�2026, federal loan eligibility may be reduced based on enrollment. This applies to all undergraduate, graduate, and professional student Direct Loan borrowers鈥擠irect Subsidized Loans, Direct Unsubsidized Loans, and graduate PLUS Loans. This includes students borrowing under the pre-July 1, 2026, legacy provisions (limited exceptions) and new borrowers on or after July 1, 2026.

Loan disbursements will be adjusted based upon the number of credit hours enrolled as compared to the number of credit hours considered full-time for that student's program. For example, if an undergraduate student is enrolled in 6 credit hours for a semester, and 12 credit hours is considered full-time for that student's program of study, they would receive 50% of their loan disbursement for that semester.

Is there a lifetime limit on federal student loans now?

Yes, there is a new lifetime federal student loan limit of $257,500. This total includes undergraduate loans, graduate loans, and professional student loans. Parent PLUS Loans are not included in this lifetime student cap.

What is changing for graduate students?

For graduate borrowers, the Graduate PLUS Loan program is not longer available. Graduate students may borrow Direct Unsubsidized Loans only, up to $20,500 per year with a $100,000 total for graduate study.

New and Legacy Borrowers

You are considered a new borrower if your first federal direct loan (including Parent PLUS Loan) is disbursed on or after July鈥�1,鈥�2026. Students may be considered legacy borrowers if they received a federal loan before July 1, 2026 and remained continuously enrolled in the same program of study at the same institution. Undergraduate borrowers may change majors and still be considered a legacy borrower as long as they do not change their degree type.

Legacy borrowers may be able to continue borrowing under previous limits for up to 3 academic years or until completion of the program of study, whichever is less. Health Professions students also have legacy provisions for the increased direct unsubsidized limits.

USCB Tuition and Fees:
Get a first-class education at a great price.

Group of Students at Fountain Talking

In-State Tuition
(per semester)

Out-of-State Tuition
(per semester)

Tuition

$5,172.00

$10,695.00

Fees**

$368.00

Housing (Single Room in Palmetto Village)

$4,125.00

Meal Plan (Plan 3 - Unlimited + $200 Declining Balance Meal Exchange)

$2,435.00

ESTIMATED TOTAL
PER SEMESTER

$12,100.00

$17,623.00

Nearby Savannah, GA residents (Chatham, Effingham and Bryan counties) receive in-state tuition rates offered at USCB.

*Tuition and fee rates are approved by the 黄瓜视频 Board of Trustees, and are estimated for full-time enrollment (12-16 credit hours). Tuition and fees are subject to change without notice. Estimate does not include the cost for books and supplies, and other miscellaneous fees that are course-specific, such as science lab fees, art course fees, and nursing fees.

**Fees included in the calculation above cover services that you automatically receive as a new student at USCB: Technology fee, Campus security fee, Matriculation fee, New student fee. In addition, you will be subject to fees associated with the courses you select and additional services you use鈥� laboratory fees, etc. All full-time students are required to purchase one of the meal plans at USCB. For details of these fees, please access fees listing.

The information below shows estimated average costs for the 2025-26 school year (fall and spring) and are not a reflection of the tuition. Please only use these figures as cost-estimating tools. Your costs may vary from the details in the spreadsheet depending on your major and unique needs. Housing, food, and other expenses may be based on your choice.

Estimated 2025-26 Costs

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USCB financial aid and scholarship deadlines

October 1: Future and current students can apply for the . Much of USCB's financial aid is offered based on when the FAFSA is received and completed. The school code for USCB: 003450
March 1: USCB strongly encourage students to apply for FAFSA early and have their financial aid file completed by this date. Students who have submitted their FAFSA applications by this date will receive priority consideration for federal and state aid programs with limited funds.
April 1: USCB begins packaging financial aid offers for upcoming fall term.